Bisq Review (October 2026): Fees, US States and Licenses

Best for: No-KYC peer-to-peer bitcoin

4.8/10

US access 20%9.0
Regulation 20%3.0
Security record 15%7.0
Cost 15%3.1
Range 10%4.0
Popularity 15%1.0
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee1.15%
US states— Not verified
New York— Not verified
Coins— Not verified
CustodyNon-custodial
App Store— Not verified

Our verdict

Bisq is an open-source desktop application for buying and selling bitcoin peer to peer against national currencies or other cryptocurrencies. It has no central operator, no registration and no identity verification. Desktop builds exist for Windows, macOS and Linux (version 1.10.9 as of October 2026), with an Android app, Bisq Easy Mobile, that connects over Tor.

Pros

No registration or identity verification
Open-source software with no central operator
Desktop builds for Windows, macOS and Linux

Cons

No web app; software must be installed
iOS app only available through TestFlight

Bisq fees

Maker / taker: 0.15% / 1.15%
Simple buy: Bisq Easy (Bisq 2) charges no trade fees; price agreed with the seller, plus Bitcoin network fees
Volume tiers: Bisq 1 fees paid in BTC: 0.15% maker, 1.15% taker (min 0.000075 BTC); paying in BSQ is about 40% cheaper (0.1125% / 0.8625%), rates as of 2026-10-02
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: — Not verified
Minimum deposit: — Not verified

Is Bisq available in my state?

Open-source desktop P2P software with no registration or identity verification; the official site (Oct 2026) states no country restriction.

The list of states this platform serves is not verified yet.

New York: — Not verified
ID check (KYC): No
Withdraw crypto: — Not verified
Funding: — Not verified

Is Bisq regulated?

US operator: — Not verified
Parent company: — Not verified
State licenses: — Not verified
New York license: — Not verified
Founded: — Not verified
Headquarters: — Not verified

How secure is Bisq?

Proof of reserves: — Not verified
Audits: — Not verified
Insurance: — Not verified

Crypto held on a platform is not covered by FDIC or SIPC insurance.

Bisq FAQ

What are Bisq's fees?

On its order-book screen Bisq charges 0.15% maker and 1.15% taker at the base tier. Simple buy: Bisq Easy (Bisq 2) charges no trade fees; price agreed with the seller, plus Bitcoin network fees.

Does Bisq require ID verification?

No account or ID check is needed for on-chain swaps on Bisq.

Alternatives to Bisq

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.