Blockchain.com Review (October 2026): Fees, US States and Licenses

Our verdict

Blockchain.com offers US users a custodial Trading Account for buying, selling and swapping crypto and a self-custody DeFi Wallet. It prices trades with a spread plus a buy fee shown before confirmation; its order-book Exchange closed in October 2025. Residents of nine states, including New York and Texas, get a Bakkt-powered version limited to six coins, ACH funding and no crypto transfers.

Blockchain.com fees

Maker / taker

— Not verified

Simple buy

Spread built into the quoted price plus a buy fee that varies with order size and payment method; both shown before confirmation

Volume tiers

No maker/taker schedule: the order-book Exchange closed in October 2025. Swaps inside the Trading Account carry no network fee

ACH deposit

— Not verified

Wire deposit

— Not verified

Card purchase

— Not verified

USD withdrawal

— Not verified

Crypto withdrawal

— Not verified

Minimum deposit

— Not verified

Is Blockchain.com available in my state?

Trading accounts are offered in all 50 states, but residents of HI, LA, NJ, NV, NY, NC, TN, TX and VA get a reduced version run through Bakkt Crypto Solutions (support article updated July 2026).

• AL available
• AK available
• AZ available
• AR available
• CA available
• CO available
• CT available
• DE available
• DC available
• FL available
• GA available
• HI available
• ID available
• IL available
• IN available
• IA available
• KS available
• KY available
• LA available
• ME available
• MD available
• MA available
• MI available
• MN available
• MS available
• MO available
• MT available
• NE available
• NV available
• NH available
• NJ available
• NM available
• NY available
• NC available
• ND available
• OH available
• OK available
• OR available
• PA available
• RI available
• SC available
• SD available
• TN available
• TX available
• UT available
• VT available
• VA available
• WA available
• WV available
• WI available
• WY available

In HI, LA, NJ, NV, NY, NC, TN, TX and VA the account runs on Bakkt Crypto Solutions: BTC, ETH, ETC, LTC, BCH and DOGE only, ACH funding only ($10 minimum, $5,000 per transaction), no crypto deposits or withdrawals, mobile app only. Staking is unavailable in CA, MD, WI and eight of those states.

New York

Yes

ID check (KYC)

Yes

Withdraw crypto

Yes

Funding

ACH, Bank transfer, Debit card, Credit card, Apple Pay, Google Pay, Crypto

Is Blockchain.com regulated?

• FinCEN MSB
• NMLS 2024031

US operator

Blockchain.com, Inc.

Parent company

— Not verified

State licenses

Blockchain.com, Inc. lists money transmitter licenses in 33 states plus DC and Puerto Rico (page updated April 20, 2026); nine states including New York are served through Bakkt Crypto Solutions (NMLS 1828849 and 1890144)

New York license

None

Other

Confidentially filed for a US IPO in May 2026 (per Wikipedia and a Bloomberg headline); a September 2026 tokenized-stock venture with NYSE is pending regulatory approval

Founded

2011

Headquarters

London, UK; US headquarters in Dallas, TX (per Wikipedia)

How secure is Blockchain.com?

Proof of reserves

— Not verified

Audits

— Not verified

Insurance

— Not verified

Incidents since 2019

• 2022otherBlockchain.com was exposed to about $270 million of loans to Three Arrows Capital, which defaulted in 2022, and cut 25% of staff that July (per Wikipedia).

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on Blockchain.com

• Spot
• Staking
• Self-custody wallet

US users get a custodial Trading Account (buy, sell, swap) and the self-custody DeFi Wallet with a DEX. Flexible Rewards and Active Rewards are closed to US residents; staking is unavailable in 11 states; US access to perps, tokenized stocks, prediction markets and crypto-backed loans was not confirmed.

Apps

Web, iOS, Android

Support

Help center