Ranked in 6 of 16 countries · On-ramp
BTC Direct Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan No affiliate links
- Taker fee— Not verified
- Maker fee— Not verified
- Coins56
- CustodyNon-custodial; purchased crypto goes straight to the customer's own wallet
- Founded2013
- HeadquartersNijmegen, Netherlands
Our verdict
BTC Direct is a Dutch crypto broker founded in 2013 and based in Nijmegen. It works without custody: customers buy or sell crypto and the coins go straight to their own wallet. It lists about 56 assets. Fees run from 1.5% to 3% per trade, plus a spread of up to 1%. The Dutch AFM authorises it under MiCA.
Pros
- Coins sent directly to your own wallet
- Operating in Europe since 2013
- MiCA authorisation from the Dutch AFM
Cons
- 1.5-3% fees plus up to 1% spread
- Smaller coin list than full exchanges
Where BTC Direct works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| European Union | Limited | #32 of 36 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| France | Available | #25 of 34 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| Germany | Available | #26 of 33 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| Italy | Available | #23 of 32 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| Netherlands | Available | #24 of 31 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| Spain | Available | #25 of 33 | MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal |
| Poland | Not available | — | — Not verified |
How secure is BTC Direct?
- Proof of reserves
- — Not verified
- Custody
- Non-custodial; purchased crypto goes straight to the customer's own wallet
Crypto held on a platform is generally not covered by deposit insurance.
BTC Direct FAQ
Where is BTC Direct available?
Among the countries we cover it accepts residents of European Union, France, Germany, Italy, Netherlands, Spain. It is not available in Poland.
Is BTC Direct regulated?
European Union: MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany, Spain, France, Italy, Portugal. France: MiCA CASP authorisation, BTC Direct Europe B.V. (AFM, Netherlands), notified 18/06/2025; passported to Belgium, Germany…
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.