ChangeNOW Review (October 2026): Fees, US States and Licenses

Best for: Account-based crypto swaps

4.0/10

US access 20%5.0
Regulation 20%0.0
Security record 15%6.0
Cost 15%5.0
Range 10%4.0
Popularity 15%4.2
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee— Not verified
US states— Not verified
New York— Not verified
Coins— Not verified
Custody— Not verified
App Store4.8 ★ · 2.3K

Our verdict

ChangeNOW is a crypto-to-crypto swap service run by CHN Group LLC of Saint Vincent and the Grenadines. Its terms list the United States as a restricted country for the standard accountless service, but permit US citizens and residents to use it after creating an account under the ChangeNOW Pro terms. Identity verification through Sumsub is mandatory for US residents, and no US license is cited.

Pros

US residents allowed via account-based Pro terms
Operator and registration number disclosed in terms
Crypto-to-crypto swaps without holding an exchange balance

Cons

Accountless swaps closed to US residents
No US registration or license cited
Mandatory identity verification for US users

ChangeNOW fees

Maker / taker: — Not verified
Simple buy: No separate fee; ChangeNOW says all fees are included in the quoted exchange rate
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: — Not verified
Minimum deposit: — Not verified

Is ChangeNOW available in my state?

ChangeNOW's terms (Oct 2026) list the United States as a restricted country but allow US citizens and residents to use the service after creating an account under the separate ChangeNOW Pro terms, with mandatory KYC.

The list of states this platform serves is not verified yet.

Pro terms route crypto-to-crypto swaps for registered users in 40 named states plus DC through third-party processors; AL, AK, HI, NV, NM, NY, RI, SD, VT and WA are not named.

New York: — Not verified
ID check (KYC): Yes
Withdraw crypto: — Not verified
Funding: — Not verified

Is ChangeNOW regulated?

US operator: — Not verified
Parent company: — Not verified
State licenses: — Not verified
New York license: — Not verified
Founded: — Not verified
Headquarters: Kingstown, Saint Vincent and the Grenadines (registered address)

How secure is ChangeNOW?

Proof of reserves: — Not verified
Audits: — Not verified
Insurance: — Not verified

Crypto held on a platform is not covered by FDIC or SIPC insurance.

ChangeNOW FAQ

What are ChangeNOW's fees?

Simple buy: No separate fee; ChangeNOW says all fees are included in the quoted exchange rate.

Does ChangeNOW require ID verification?

Yes. ChangeNOW verifies your identity before you can trade.

Alternatives to ChangeNOW

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.