Ranked in 7 of 16 countries · Broker / app
Finst Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan No affiliate links
- Taker fee— Not verified
- Maker fee— Not verified
- Coins400
- CustodyCustodial; client assets held 1:1 by a bankruptcy-remote foundation (Stichting Finst Custody)
- Founded— Not verified
- HeadquartersAmsterdam, Netherlands
Our verdict
Finst is an Amsterdam-based crypto trading app built by former DEGIRO team members. It charges a flat 0.15% per trade with no added spread and lists more than 400 crypto-assets. Client assets sit 1:1 in a separate foundation, Stichting Finst Custody. The Dutch AFM authorises it as a crypto-asset service provider under MiCA.
Pros
- Flat 0.15% fee with no added spread
- Client assets in a bankruptcy-remote foundation
- Over 400 crypto-assets
Cons
- 2.50 EUR fee on crypto withdrawals
- Latest published reserves audit is from 2023
Where Finst works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| European Union | Available | #17 of 36 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| France | Available | #18 of 34 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| Germany | Available | #19 of 33 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| Italy | Available | #17 of 32 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| Netherlands | Available | #17 of 31 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| Poland | Available | #17 of 30 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
| Spain | Available | #18 of 33 | MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece |
How secure is Finst?
- Proof of reserves
- Yes - third-party audit by AuditNow, latest published August 2023
- Custody
- Custodial; client assets held 1:1 by a bankruptcy-remote foundation (Stichting Finst Custody)
Crypto held on a platform is generally not covered by deposit insurance.
Finst FAQ
Where is Finst available?
Among the countries we cover it accepts residents of European Union, France, Germany, Italy, Netherlands, Poland, Spain.
Is Finst regulated?
European Union: MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece. France: MiCA CASP authorisation, Finst B.V. (AFM, Netherlands), notified 24/07/2025; passported to all EEA states except Greece. Germany: MiCA CASP authorisatio…
Does Finst publish proof of reserves?
Yes - third-party audit by AuditNow, latest published August 2023
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.