#64 of 115 in the US ranking · DEX aggregator

Matcha Review (October 2026): Fees, US States and Licenses

Best for: Gasless aggregated swaps

5.2/10

US access 20%9.0
Regulation 20%3.0
Security record 15%7.0
Cost 15%5.0
Range 10%4.5
Popularity 15%1.0
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee— Not verified
US states— Not verified
New York— Not verified
Coins— Not verified
CustodyNon-custodial
App Store— Not verified

Our verdict

Matcha is a non-custodial DEX aggregator operated by ZeroEx, Inc., the company behind the 0x protocol. It charges 0.25% on most swaps and 0% on stablecoin-to-stablecoin swaps, with cross-chain swaps at 0.40%. Terms last updated July 15, 2025 exclude sanctioned persons, not US persons. DefiLlama showed $960.6 million in 30-day 0x aggregator volume on October 5, 2026.

Pros

0% fee on stablecoin-to-stablecoin swaps
Fee schedule is published in the help center
Operated by a named US-terms entity, ZeroEx, Inc.

Cons

0.25% fee on most pairs
Cross-chain swaps cost 0.40%
May keep trade surplus above the quoted price

Matcha fees

Maker / taker: — Not verified
Simple buy: 0.25% fee on most swaps; none on stablecoin-to-stablecoin; cross-chain 0.40%; gas extra in Standard mode
Volume tiers: Limit orders 0.25% (0.02% stable pairs); cross-chain 0.04% stable pairs; Matcha may keep price surplus
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: Network (gas) fee only; funds stay in the user's wallet
Minimum deposit: — Not verified

Is Matcha available in my state?

Matcha Terms of Service (ZeroEx, Inc., last updated July 15, 2025) exclude US-sanctioned persons and embargoed jurisdictions and state that ZeroEx 'does not offer securities or derivatives services in the United States or to U.S. persons'; spot swaps are not barred.

The list of states this platform serves is not verified yet.

New York: — Not verified
ID check (KYC): No
Withdraw crypto: Yes
Funding: Crypto

Is Matcha regulated?

US operator: ZeroEx, Inc.
Parent company: ZeroEx, Inc. (0x)
State licenses: — Not verified
New York license: — Not verified
Founded: 2020
Headquarters: — Not verified

How secure is Matcha?

Proof of reserves: N/A (non-custodial)
Audits: — Not verified
Insurance: — Not verified

Incidents since 2019

None found in the sources checked.

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on Matcha

Spot
Advanced trading
API

Limit, stop-loss and take-profit orders; gasless 'Matcha Auto'; cross-chain swaps. No securities or derivatives services for US persons.

Apps: Web, iOS
Support: — Not verified

Matcha FAQ

What are Matcha's fees?

Simple buy: 0.25% fee on most swaps; none on stablecoin-to-stablecoin; cross-chain 0.40%; gas extra in Standard mode.

Is Matcha regulated in the US?

US customers are served by ZeroEx, Inc..

Can I withdraw crypto from Matcha to my own wallet?

Yes. Matcha lets US users send crypto to an external wallet.

Does Matcha require ID verification?

No account or ID check is needed for on-chain swaps on Matcha.

Alternatives to Matcha

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.