MetaMask Review (October 2026): Fees, US States and Licenses

Best for: Multichain swaps

6.1/10

US access 20%9.0
Regulation 20%3.0
Security record 15%7.0
Cost 15%5.0
Range 10%4.5
Popularity 15%7.3
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee— Not verified
US states— Not verified
New York— Not verified
Coins— Not verified
CustodyNon-custodial
App Store4.7 ★ · 76K

Our verdict

MetaMask is a self-custody wallet from Consensys with built-in swaps across 19 listed networks, including Ethereum, Bitcoin, Solana and Tron. The wallet adds a 0.875% fee to each swap on top of network costs. Fiat purchases run through third-party providers, with ACH, cards, PayPal and Venmo listed; available methods depend on the buyer's region.

Pros

Swaps on 19 listed networks, including Bitcoin and Solana
Published flat 0.875% swap fee
ACH, card, PayPal and Venmo purchase options listed

Cons

0.875% wallet fee added to every swap
Buy methods and providers vary by region
Fiat provider fees not published by MetaMask

MetaMask fees

Maker / taker: — Not verified
Simple buy: 1% MetaMask fee on buys, plus provider processing fee and network fee
Volume tiers: MetaMask fee of 0.875% on swaps, plus network (gas) fee and the quoted rate
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: Network fee only
Minimum deposit: — Not verified

Is MetaMask available in my state?

Official buy page (fetched 2026-10-05) lists ACH transfers for US banks; CoinDesk reported the MetaMask debit card expanded across the US on 2026-02-26.

The list of states this platform serves is not verified yet.

Buy options depend on region and third-party provider; state-level limits not published on pages reviewed.

New York: — Not verified
ID check (KYC): No
Withdraw crypto: Yes
Funding: Debit card, Credit card, ACH, Wire, Apple Pay, Google Pay, PayPal, Venmo, Crypto

Is MetaMask regulated?

US operator: Consensys Software Inc.
Parent company: Consensys Software Inc. (private)
State licenses: — Not verified
New York license: — Not verified
Founded: — Not verified
Headquarters: — Not verified

How secure is MetaMask?

Proof of reserves: N/A (non-custodial)
Audits: — Not verified
Insurance: — Not verified

Incidents since 2019

None found in the sources checked.

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on MetaMask

Spot
Crypto card
Self-custody wallet

CoinDesk reported perps via Hyperliquid and Polymarket prediction markets (Oct 2025) and Ondo tokenized stocks (Feb 2026); US eligibility for these was not verified.

Apps: Web, iOS, Android
Support: Help center

MetaMask FAQ

What are MetaMask's fees?

Simple buy: 1% MetaMask fee on buys, plus provider processing fee and network fee.

Is MetaMask regulated in the US?

US customers are served by Consensys Software Inc..

Can I withdraw crypto from MetaMask to my own wallet?

Yes. MetaMask lets US users send crypto to an external wallet.

Does MetaMask require ID verification?

No account or ID check is needed for on-chain swaps on MetaMask.

Alternatives to MetaMask

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.