Ranked in 7 of 16 countries · Exchange
Paymium Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan No affiliate links
- Taker fee— Not verified
- Maker fee— Not verified
- Coins9
- CustodyCustodial; 99% of BTC in cold wallets
- Founded2011
- HeadquartersFrance
Our verdict
Paymium is a French Bitcoin-focused exchange launched in 2011 as Bitcoin-Central, now offering an order book for a short list of assets including BTC, ETH, SOL and XRP. Base-tier fees are 0.40% maker and 0.60% taker, falling with volume. It holds 99% of BTC in cold storage and received MiCA authorisation from the AMF in 2026.
Pros
- Operating since 2011
- 99% of BTC held in cold storage
- Free slow BTC withdrawals
Cons
- Very small asset list (about nine coins)
- 0.60% base taker fee
- 2026 Brevo breach exposed customer contact data
Where Paymium works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| European Union | Available | #29 of 36 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| France | Available | #32 of 34 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| Germany | Available | #31 of 33 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| Italy | Available | #30 of 32 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| Netherlands | Available | #29 of 31 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| Poland | Available | #28 of 30 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
| Spain | Available | #31 of 33 | MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states |
How secure is Paymium?
- Proof of reserves
- — Not verified
- Custody
- Custodial; 99% of BTC in cold wallets
Incidents since 2019
- Breach at email provider Brevo exposed customer names, emails, birth dates and phones; no funds affected
Crypto held on a platform is generally not covered by deposit insurance.
Paymium FAQ
Where is Paymium available?
Among the countries we cover it accepts residents of European Union, France, Germany, Italy, Netherlands, Poland, Spain.
Is Paymium regulated?
European Union: MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states. France: MiCA CASP authorisation, Paymium SAS (AMF, France), notified 22/06/2026; passported to all other EEA states. Germany: MiCA CASP authorisation, Paymium SAS (AMF, Fra…
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.