Ranked in 7 of 16 countries · Broker / app
Trade Republic Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan No affiliate links
- Taker fee— Not verified
- Maker fee— Not verified
- Coins50
- CustodyCustodial; keys held by BitGo Europe GmbH, a BaFin-supervised crypto custodian
- Founded2015
- HeadquartersBerlin, Germany
Our verdict
Trade Republic is a Berlin-based broker and bank, founded in 2015 and supervised by BaFin and the Bundesbank. Alongside stocks, ETFs and bonds, its app offers more than 50 cryptocurrencies under a MiCA authorisation. Each crypto trade has a EUR 1 flat third-party cost, and BitGo Europe holds the keys.
Pros
- Flat EUR 1 per crypto trade, no commission
- Licensed German bank supervised by BaFin
- Crypto, stocks and ETFs in one app
Cons
- Smaller crypto selection than dedicated exchanges
- Keys held by a custodian, not the user
Where Trade Republic works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| European Union | Available | #7 of 36 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| France | Available | #7 of 34 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| Germany | Available | #7 of 33 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| Italy | Available | #7 of 32 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| Netherlands | Available | #7 of 31 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| Poland | Available | #7 of 30 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
| Spain | Available | #7 of 33 | MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry |
How secure is Trade Republic?
- Proof of reserves
- — Not verified
- Custody
- Custodial; keys held by BitGo Europe GmbH, a BaFin-supervised crypto custodian
Crypto held on a platform is generally not covered by deposit insurance.
Trade Republic FAQ
Where is Trade Republic available?
Among the countries we cover it accepts residents of European Union, France, Germany, Italy, Netherlands, Poland, Spain.
Is Trade Republic regulated?
European Union: MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its register entry. France: MiCA CASP authorisation, Trade Republic Bank GmbH (BaFin, Germany), notified 28/04/2025; passported to all EEA states in its registe…
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.