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#100 of 115 in the US ranking · Institutional

Zero Hash Review (October 2026): Fees, US States and Licenses

Best for: Embedded crypto for platforms

4.4/10

  • US access 20%2.0
  • Regulation 20%6.0
  • Security record 15%7.0
  • Cost 15%5.0
  • Range 10%4.5
  • Popularity 15%1.0
  • Data quality 5%7.0

By Vahe Hakobyan Verified Medium confidence No affiliate links

  • Taker fee— Not verified
  • US states— Not verified
  • New YorkYes
  • Coins— Not verified
  • CustodyCustodial
  • App Store— Not verified

Our verdict

Zero Hash is a Chicago-based B2B infrastructure provider that lets banks, brokerages and fintechs embed crypto trading, custody, staking and stablecoin payments. zerohash llc is a FinCEN-registered money services business (NMLS 1699379) holding a New York BitLicense and money transmitter licenses across US jurisdictions. Individuals cannot open accounts directly; they use Zero Hash through partner apps.

Pros

  • New York BitLicense plus money transmitter license
  • Site states coverage of 51 US jurisdictions
  • SOC 1 and SOC 2 reports listed

Cons

  • No direct accounts for individuals
  • End-user pricing depends on the partner platform

Zero Hash fees

Maker / taker
— Not verified
Simple buy
— Not verified
Volume tiers
Set by the partner platform: RFQ spread typically 100-400 bps plus a fixed or percentage commission (e.g. $10 or 0.5%) shown before the order
ACH deposit
— Not verified
Wire deposit
— Not verified
Card purchase
— Not verified
USD withdrawal
— Not verified
Crypto withdrawal
— Not verified
Minimum deposit
— Not verified

Is Zero Hash available in my state?

As of Oct 2026 Zero Hash sells crypto trading, custody and stablecoin infrastructure to businesses (banks, brokerages, fintechs); individuals reach it only through partner apps.

The list of states this platform serves is not verified yet.

New York
Yes
ID check (KYC)
Yes
Withdraw crypto
— Not verified
Funding
— Not verified

Is Zero Hash regulated?

  • FinCEN MSB
  • NMLS 1699379
  • BitLicense
US operator
zerohash llc (with zerohash liquidity services llc)
Parent company
— Not verified
State licenses
Site states money transmitter able to operate in 51 US jurisdictions; some state licenses (e.g., IN, TN) do not cover virtual currency
New York license
BitLicense
Other
NY licenses 0000017 (zerohash llc) and 0000016 (zerohash liquidity services llc); zerohash trust company llc is described by a partner as a North Carolina chartered trust company; FINTRAC MSB in Canada
Founded
— Not verified
Headquarters
Chicago, IL, USA

How secure is Zero Hash?

Proof of reserves
— Not verified
Audits
SOC 1, SOC 2 and ISO certifications listed on site
Insurance
— Not verified

Incidents since 2019

None found in the sources checked.

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on Zero Hash

  • Spot
  • Staking
  • API

Embedded trading, staking, custody, stablecoin payments, on/off-ramps, payouts and tokenization delivered through partner platforms.

Apps
—
Support
— Not verified

Zero Hash FAQ

Can New York residents use Zero Hash?

Yes. Zero Hash accepts New York residents.

Is Zero Hash regulated in the US?

US customers are served by zerohash llc (with zerohash liquidity services llc). Registrations and licenses on record: FinCEN MSB, NMLS 1699379, BitLicense.

Does Zero Hash require ID verification?

Yes. Zero Hash verifies your identity before you can trade.

Alternatives to Zero Hash

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.