#66 of 115 in the US ranking · DEX aggregator

1inch Review (October 2026): Fees, US States and Licenses

Best for: Multi-chain price routing

5.2/10

US access 20%9.0
Regulation 20%3.0
Security record 15%5.0
Cost 15%5.0
Range 10%4.3
Popularity 15%3.2
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee— Not verified
US states— Not verified
New York— Not verified
Coins— Not verified
CustodyNon-custodial
App Store4.0 ★ · 685

Our verdict

1inch is a non-custodial DEX aggregator that routes swaps across liquidity sources on 19 chains; its interface is operated by Degensoft Ltd. of the British Virgin Islands. Terms updated September 14, 2026 exclude sanctioned persons and localities but do not name US persons. DefiLlama showed $2.92 billion in 30-day aggregator volume on October 5, 2026.

Pros

Interface currently offered without charge per terms
Routes across 19 chains per DefiLlama
Terms do not name US persons as excluded

Cons

$5 million exploit in March 2025
Operator is a British Virgin Islands company
Terms reserve the right to add fees

1inch fees

Maker / taker: — Not verified
Simple buy: No 1inch interface fee; protocol-level fees may apply; swap surplus may go to resolvers; gas extra
Volume tiers: No interface fee currently; governance-set protocol fees may apply
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: Network (gas) fee only; funds stay in the user's wallet
Minimum deposit: — Not verified

Is 1inch available in my state?

1inch.com Terms of Use (last updated Sept 14, 2026) exclude sanctioned 'Restricted Persons' and 'Prohibited Localities' and ban VPN circumvention; US persons are not named as excluded.

The list of states this platform serves is not verified yet.

New York: — Not verified
ID check (KYC): No
Withdraw crypto: Yes
Funding: Crypto

Is 1inch regulated?

US operator: Degensoft Ltd. (British Virgin Islands)
Parent company: — Not verified
State licenses: — Not verified
New York license: — Not verified
Founded: 2019
Headquarters: Road Town, Tortola, British Virgin Islands

How secure is 1inch?

Proof of reserves: N/A (non-custodial)
Audits: — Not verified
Insurance: — Not verified

Incidents since 2019

2025exploitArbitrary-external-call exploit on Mar 7, 2025 with about $5 million lost, per DefiLlama.
2024hackSupply-chain attack on Oct 31, 2024 with about $723,000 lost, per DefiLlama.

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on 1inch

Spot
API

Apps: Web, iOS
Support: — Not verified

1inch FAQ

What are 1inch's fees?

Simple buy: No 1inch interface fee; protocol-level fees may apply; swap surplus may go to resolvers; gas extra.

Is 1inch regulated in the US?

US customers are served by Degensoft Ltd. (British Virgin Islands).

Can I withdraw crypto from 1inch to my own wallet?

Yes. 1inch lets US users send crypto to an external wallet.

Does 1inch require ID verification?

No account or ID check is needed for on-chain swaps on 1inch.

Alternatives to 1inch

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.