#110 of 115 in the US ranking · Kiosk / cash
Athena Bitcoin Review (October 2026): Fees, US States and Licenses
Best for: Cash-to-bitcoin kiosks
4.0/10
By Vahe Hakobyan Verified Medium confidence No affiliate links
- Taker fee— Not verified
- US states— Not verified
- New YorkNo
- Coins1
- Custody— Not verified
- App Store3.0 ★ · 4
Our verdict
Athena Bitcoin operates cash-to-bitcoin ATMs in 28 US states and also sells bitcoin online. Athena Bitcoin, Inc. is registered with FinCEN (NMLS ID 1679249) and publishes state money transmitter licenses, including Florida, Illinois, Georgia and Pennsylvania. Bitcoin is the only cryptocurrency offered. The site does not publish a standard fee or markup, and New York is not on its license list.
Pros
- Cash purchases at ATMs in 28 states
- FinCEN registration and published state licenses
- Phone and email support listed
Cons
- No standard fee or markup published
- Bitcoin only
- New York not on license list
Athena Bitcoin fees
- Maker / taker
- — Not verified
- Simple buy
- Markup typically 13%-28% built into the ATM price (2025 average 24%), plus a separate flat transaction fee
- Volume tiers
- Athena's 10-K for 2025 and 10-Q for Q1 2026 say the markup varies by location and typically ranges between 13% and 28%; average markup on bitcoin sold was 24% in 2025 and 22% in 2024.
- ACH deposit
- — Not verified
- Wire deposit
- — Not verified
- Card purchase
- — Not verified
- USD withdrawal
- — Not verified
- Crypto withdrawal
- — Not verified
- Other fees
- No standard fee percentage published on the homepage; promotional discounts advertised
- Minimum deposit
- — Not verified
Is Athena Bitcoin available in my state?
Athena's site (Oct 2026) says its bitcoin ATMs operate in 28 states, and its licenses page says it does not operate in any state not listed there.
The list of states this platform serves is not verified yet.
Operates in 28 states per homepage; New York is not on the licenses page
- New York
- No
- ID check (KYC)
- — Not verified
- Withdraw crypto
- — Not verified
- Funding
- Cash
Is Athena Bitcoin regulated?
- FinCEN MSB
- NMLS 1679249
- US operator
- Athena Bitcoin, Inc.
- Parent company
- Athena Bitcoin Global
- State licenses
- State money transmitter licenses listed for 20+ states plus Puerto Rico; FinCEN BSA ID 31000288780907
- New York license
- — Not verified
- Founded
- 2015
- Headquarters
- — Not verified
How secure is Athena Bitcoin?
- Proof of reserves
- — Not verified
- Audits
- — Not verified
- Insurance
- — Not verified
Crypto held on a platform is not covered by FDIC or SIPC insurance.
Athena Bitcoin FAQ
Can New York residents use Athena Bitcoin?
No. Athena Bitcoin does not accept New York residents.
What are Athena Bitcoin's fees?
Simple buy: Markup typically 13%-28% built into the ATM price (2025 average 24%), plus a separate flat transaction fee.
Is Athena Bitcoin regulated in the US?
US customers are served by Athena Bitcoin, Inc.. Registrations and licenses on record: FinCEN MSB, NMLS 1679249.
How many cryptocurrencies can I trade on Athena Bitcoin?
About 1 cryptocurrencies are available to US users, per Athena Bitcoin's official asset list.
Alternatives to Athena Bitcoin
Coinme#21 · Cash-to-crypto at retailers6.4
CoinFlip#44 · Cash purchases at kiosks5.7
Coinbase#1 · All-in-one US platform8.0
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.