#21 of 115 in the US ranking · Kiosk / cash
Coinme Review (October 2026): Fees, US States and Licenses
Best for: Cash-to-crypto at retailers
6.4/10
By Vahe Hakobyan Verified High confidence No affiliate links
- Taker fee— Not verified
- US states49 of 51
- New YorkNo
- Coins11
- CustodyCustodial
- App Store4.6 ★ · 6.6K
Our verdict
Coinme, founded in 2014 in Seattle, sells crypto for cash at 6,000+ Coinstar kiosks and 14,000+ retail checkout counters in 48 states; New York and Vermont are excluded. Coinme Inc. is a licensed money transmitter (NMLS 1185542). Published cash exchange fees are 13.04% to 22.5% at Coinstar kiosks and 5% plus a service fee at retail counters.
Pros
- Publishes its fee percentages for every channel
- 20,000+ cash locations across 48 states
- Cash-out available at 20,000+ ReadyCode ATMs
Cons
- Coinstar kiosk fee of 13.04% to 22.5%
- Not available in New York or Vermont
- Balances are not FDIC insured
Coinme fees
- Maker / taker
- — Not verified
- Simple buy
- Coinstar kiosks: 13.04% to 22.5% cash exchange fee. Retail checkout (Coinme Cash): 5% cash exchange fee plus $3.95 to $4.74 service fee.
- ACH deposit
- — Not verified
- Wire deposit
- — Not verified
- Card purchase
- Up to 5.49% exchange fee plus 3.25% card processing fee
- USD withdrawal
- ReadyCode ATM cash-out: up to 1.99% plus $2.50; debit card sell: up to 5.49% plus 1.5% instant withdrawal fee
- Crypto withdrawal
- Network fee; USDC on Stellar free
- Minimum deposit
- — Not verified
Is Coinme available in my state?
As of Oct 2026 Coinme serves 48 states and states it is unavailable in New York and Vermont due to state regulatory requirements.
- AL available
- AK available
- AZ available
- AR available
- CA available
- CO available
- CT available
- DE available
- DC available
- FL available
- GA available
- HI available
- ID available
- IL available
- IN available
- IA available
- KS available
- KY available
- LA available
- ME available
- MD available
- MA available
- MI available
- MN available
- MS available
- MO available
- MT available
- NE available
- NV available
- NH available
- NJ available
- NM available
- NY not available
- NC available
- ND available
- OH available
- OK available
- OR available
- PA available
- RI available
- SC available
- SD available
- TN available
- TX available
- UT available
- VT not available
- VA available
- WA available
- WV available
- WI available
- WY available
- New York
- No
- ID check (KYC)
- Yes
- Withdraw crypto
- Yes
- Funding
- Cash, Debit card
Is Coinme regulated?
- FinCEN MSB
- NMLS 1185542
- US operator
- Coinme Inc.
- Parent company
- — Not verified
- State licenses
- Licensed money transmitter; state-specific disclosures published for 16 jurisdictions
- New York license
- None
- Other
- Services provided with Green Dot (NMLS 914924; Green Dot Bank NMLS 908739)
- Founded
- 2014
- Headquarters
- Seattle, WA, USA
How secure is Coinme?
- Proof of reserves
- — Not verified
- Audits
- — Not verified
- Insurance
- Balances and digital asset holdings are not FDIC insured, per Coinme disclosures
Incidents since 2019
None found in the sources checked.
Crypto held on a platform is not covered by FDIC or SIPC insurance.
What you can do on Coinme
- Spot
- API
Cash buys at 14,000+ retail checkout counters and 6,000+ Coinstar kiosks; cash-out at 20,000+ ReadyCode ATMs; debit card purchases in the app. Limits vary by channel and state.
- Apps
- Web, iOS, Android
- Support
- Online chat, Phone, Help center
Coinme FAQ
Is Coinme available in my state?
Coinme serves 49 of 51 jurisdictions (50 states and DC). Not available in New York, Vermont.
Can New York residents use Coinme?
No. Coinme does not accept New York residents.
What are Coinme's fees?
Simple buy: Coinstar kiosks: 13.04% to 22.5% cash exchange fee. Retail checkout (Coinme Cash): 5% cash exchange fee plus $3.95 to $4.74 service fee.
Is Coinme regulated in the US?
US customers are served by Coinme Inc.. Registrations and licenses on record: FinCEN MSB, NMLS 1185542.
Can I withdraw crypto from Coinme to my own wallet?
Yes. Coinme lets US users send crypto to an external wallet.
Does Coinme require ID verification?
Yes. Coinme verifies your identity before you can trade.
How many cryptocurrencies can I trade on Coinme?
About 11 cryptocurrencies are available to US users, per Coinme's official asset list.
Alternatives to Coinme
CoinFlip#44 · Cash purchases at kiosks5.7
Athena Bitcoin#110 · Cash-to-bitcoin kiosks4.0
Coinbase#1 · All-in-one US platform8.0
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.