#32 of 115 in the US ranking · Exchange
Binance.US Review (October 2026): Fees, US States and Licenses
Best for: Low order-book fees
6.1/10
By Vahe Hakobyan Verified Medium confidence No affiliate links
- Taker fee0.019%
- US states39 of 51
- New YorkNo
- Coins190
- CustodyCustodial
- App Store4.2 ★ · 111K
Our verdict
Binance.US is the US exchange operated by BAM Trading Services Inc. (NMLS 1906829). Its published schedule lists 0.00% maker and 0.0190% taker fees on most pairs and 190+ digital assets. Per its June 2026 list it does not serve 12 states, including New York, Texas and Washington, and Kansas and Wisconsin accounts are crypto-only. An SEC lawsuit filed in 2023 was dismissed in May 2025.
Pros
- 0.00% maker and 0.0190% taker on most pairs
- 190+ digital assets listed
- Free ACH deposits and withdrawals
Cons
- Unavailable in 12 states including New York and Texas
- Kansas and Wisconsin accounts cannot use USD
- Card purchases cost 3.99%
Binance.US fees
- Maker / taker
- 0.00% / 0.019%
- Simple buy
- Spread built into the price for Buy, Sell and Convert; varies by asset, payment method and market conditions
- Volume tiers
- Tier I pairs 0.00% maker / 0.0190% taker; Tier 0 (BNB/USD) 0.00% / 0.0095%; taker falls to 0.0095% at $500M 30-day volume; 5% discount when paying fees in BNB
- ACH deposit
- Free
- Wire deposit
- $0 (bank may charge)
- Card purchase
- 3.99%
- USD withdrawal
- ACH free; wire $25
- Crypto withdrawal
- Dynamic fee shown before withdrawal
- Minimum deposit
- — Not verified
Is Binance.US available in my state?
Per the official list updated June 3, 2026, Binance.US serves 38 states plus DC and Puerto Rico; 12 states including New York and Texas are unsupported.
- AL available
- AK not available
- AZ available
- AR available
- CA available
- CO available
- CT not available
- DE available
- DC available
- FL available
- GA not available
- HI available
- ID available
- IL available
- IN available
- IA available
- KS available
- KY available
- LA available
- ME not available
- MD available
- MA available
- MI available
- MN available
- MS available
- MO available
- MT available
- NE available
- NV available
- NH available
- NJ available
- NM available
- NY not available
- NC not available
- ND not available
- OH not available
- OK available
- OR not available
- PA available
- RI available
- SC available
- SD available
- TN available
- TX not available
- UT available
- VT not available
- VA available
- WA not available
- WV available
- WI available
- WY available
Kansas and Wisconsin are crypto-only: residents cannot deposit USD or link bank accounts.
- New York
- No
- ID check (KYC)
- — Not verified
- Withdraw crypto
- — Not verified
- Funding
- ACH, Wire, Debit card, Credit card, Crypto
Is Binance.US regulated?
- NMLS 1906829
- US operator
- BAM Trading Services Inc. d.b.a. Binance.US
- Parent company
- — Not verified
- State licenses
- — Not verified
- New York license
- — Not verified
- Founded
- — Not verified
- Headquarters
- — Not verified
How secure is Binance.US?
- Proof of reserves
- — Not verified
- Audits
- — Not verified
- Insurance
- Site states customer funds are held 1:1; no independent attestation was verified
Incidents since 2019
- 2023enforcementThe SEC sued Binance, BAM Trading and Changpeng Zhao on June 5, 2023; the case was dismissed with prejudice by joint stipulation on May 29, 2025.
Crypto held on a platform is not covered by FDIC or SIPC insurance.
What you can do on Binance.US
- Spot
- Advanced trading
- Staking
- OTC desk
- API
- Apps
- Web, iOS, Android
- Support
- — Not verified
Binance.US FAQ
Is Binance.US available in my state?
Binance.US serves 39 of 51 jurisdictions (50 states and DC). Not available in Alaska, Connecticut, Georgia, Maine, New York, North Carolina, North Dakota, Ohio, Oregon, Texas, Vermont, Washington.
Can New York residents use Binance.US?
No. Binance.US does not accept New York residents.
What are Binance.US's fees?
On its order-book screen Binance.US charges 0.00% maker and 0.019% taker at the base tier. Simple buy: Spread built into the price for Buy, Sell and Convert; varies by asset, payment method and market conditions.
Is Binance.US regulated in the US?
US customers are served by BAM Trading Services Inc. d.b.a. Binance.US. Registrations and licenses on record: NMLS 1906829.
How many cryptocurrencies can I trade on Binance.US?
About 190 cryptocurrencies are available to US users, per Binance.US's official asset list.
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Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.