bitFlyer USA Review (October 2026): Fees, US States and Licenses

Best for: Low-fee BTC/ETH spot trading

6.8/10

US access 20%9.9
Regulation 20%6.0
Security record 15%5.3
Cost 15%9.4
Range 10%5.3
Popularity 15%2.4
Data quality 5%10.0

By Vahe Hakobyan Verified October 5, 2026 High confidence No affiliate links

Taker fee0.10%
US states50 of 51
New YorkYes
Coins9
CustodyCustodial
App Store4.3 ★ · 279

Our verdict

bitFlyer USA is the US arm of Tokyo-based bitFlyer Group and has operated since November 2017. It holds a New York BitLicense and, after adding West Virginia in July 2026, serves 49 states plus DC. The Lightning order book charges 0.10% at the lowest volume tier, while simple Buy/Sell carries no commission but a 0.1%–6.0% spread. The asset list is short.

Pros

New York BitLicense; serves 49 states plus DC
Lightning order-book fee starts at 0.10%
Free ACH and wire deposits

Cons

Only nine cryptocurrencies appear in the fee schedule
Buy/Sell spread ranges from 0.1% to 6.0%
Not available in Nevada

bitFlyer USA fees

Maker / taker: 0.10% / 0.10%
Simple buy: No commission on Buy/Sell; cost is a spread of 0.1% to 6.0%
Volume tiers: Lightning fee falls with 30-day volume from 0.10% (under $50K) to 0.03% ($500M+); fees negotiable for high volume
ACH deposit: Free
Wire deposit: Free (Fedwire)
Card purchase: — Not verified
USD withdrawal: Wire (Fedwire) $20
Crypto withdrawal: Flat per-asset fee, e.g. 0.0004 BTC, 0.005 ETH; XLM free
Minimum deposit: — Not verified

Is bitFlyer USA available in my state?

Serves 49 states plus DC after launching in West Virginia on July 6, 2026; Nevada is the only state absent from its official state list.

AL available
AK available
AZ available
AR available
CA available
CO available
CT available
DE available
DC available
FL available
GA available
HI available
ID available
IL available
IN available
IA available
KS available
KY available
LA available
ME available
MD available
MA available
MI available
MN available
MS available
MO available
MT available
NE available
NV not available
NH available
NJ available
NM available
NY available
NC available
ND available
OH available
OK available
OR available
PA available
RI available
SC available
SD available
TN available
TX available
UT available
VT available
VA available
WA available
WV available
WI available
WY available

Official state list shows license applications still pending in Colorado, Indiana, Maryland and Massachusetts (money transmitter) and Louisiana (virtual currency business).

New York: Yes
ID check (KYC): Yes
Withdraw crypto: Yes
Funding: ACH, Wire

Is bitFlyer USA regulated?

FinCEN MSB
NMLS 1528491
BitLicense

US operator: bitFlyer USA, Inc.
Parent company: bitFlyer Group (Tokyo, Japan; private)
State licenses: NY virtual currency license no. 122474; money transmitter licenses in most other states (West Virginia license issued February 2026)
New York license: BitLicense
Other: FinCEN MSB registration no. 31000245897927
Founded: 2014
Headquarters: Tokyo, Japan (bitFlyer Group); US office location not verified

How secure is bitFlyer USA?

Proof of reserves: — Not verified
Audits: — Not verified
Insurance: — Not verified

Incidents since 2019

2023enforcementNYDFS fined bitFlyer $1.2 million in May 2023 for failing to meet state cybersecurity requirements (per Wikipedia; regulator release not retrieved).

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on bitFlyer USA

Spot
Advanced trading
API

US offering is spot only: a simple Buy/Sell screen and the Lightning order book (BTC/USD and ETH/USD plus ETH/BTC and BTC/JPY pairs in the fee schedule).

Apps: Web, iOS
Support: FAQ / help center

bitFlyer USA FAQ

Is bitFlyer USA available in my state?

bitFlyer USA serves 50 of 51 jurisdictions (50 states and DC). Not available in Nevada.

Can New York residents use bitFlyer USA?

Yes. bitFlyer USA accepts New York residents.

What are bitFlyer USA's fees?

On its order-book screen bitFlyer USA charges 0.10% maker and 0.10% taker at the base tier. Simple buy: No commission on Buy/Sell; cost is a spread of 0.1% to 6.0%.

Is bitFlyer USA regulated in the US?

US customers are served by bitFlyer USA, Inc.. Registrations and licenses on record: FinCEN MSB, NMLS 1528491, BitLicense.

Can I withdraw crypto from bitFlyer USA to my own wallet?

Yes. bitFlyer USA lets US users send crypto to an external wallet.

Does bitFlyer USA require ID verification?

Yes. bitFlyer USA verifies your identity before you can trade.

How many cryptocurrencies can I trade on bitFlyer USA?

About 9 cryptocurrencies are available to US users, per bitFlyer USA's official asset list.