#113 of 115 in the US ranking · Institutional
Fidelity Digital Assets Review (October 2026): Fees, US States and Licenses
Best for: Institutional bitcoin custody
3.7/10
By Vahe Hakobyan Verified Medium confidence No affiliate links
- Taker fee— Not verified
- US states— Not verified
- New York— Not verified
- Coins— Not verified
- CustodyQualified-custodian
- App Store3.7 ★ · 6
Our verdict
Fidelity Digital Assets has offered digital asset custody and trade execution to institutional investors since 2019. Services are provided by Fidelity Digital Assets, National Association, a national trust bank with an OCC charter received in 2025. Supported assets named on its site are bitcoin, ether and solana, plus its own dollar stablecoin. Individuals use the separate Fidelity Crypto product instead.
Pros
- OCC national trust bank charter received in 2025
- Execution across venues while assets stay in cold storage
- Backed by Fidelity Investments, based in Boston
Cons
- Institutional clients only
- Short list of supported assets
- Fees and minimums are not published
Fidelity Digital Assets fees
- Maker / taker
- — Not verified
- Simple buy
- — Not verified
- ACH deposit
- — Not verified
- Wire deposit
- — Not verified
- Card purchase
- — Not verified
- USD withdrawal
- — Not verified
- Crypto withdrawal
- — Not verified
- Minimum deposit
- — Not verified
Is Fidelity Digital Assets available in my state?
As of Oct 2026 custody and trading are offered to institutional investors; individual US investors are directed to the separate Fidelity Crypto product.
The list of states this platform serves is not verified yet.
- New York
- — Not verified
- ID check (KYC)
- — Not verified
- Withdraw crypto
- — Not verified
- Funding
- — Not verified
Is Fidelity Digital Assets regulated?
- NY trust charter
- Bank charter
- US operator
- Fidelity Digital Assets, National Association
- Parent company
- Fidelity Investments (FMR LLC)
- State licenses
- — Not verified
- New York license
- NY limited purpose trust charter
- Bank charter
- OCC national trust bank (Fidelity Digital Assets, National Association; federal charter received 2025)
- Other
- Fidelity Digital Asset Services, LLC received a New York limited purpose trust charter in 2019 (not seen on the NYDFS list when checked); Fidelity Digital Assets, Ltd registered with the UK FCA
- Founded
- 2019
- Headquarters
- Boston, MA, USA
How secure is Fidelity Digital Assets?
- Proof of reserves
- — Not verified
- Audits
- — Not verified
- Insurance
- — Not verified
Incidents since 2019
None found in the sources checked.
Crypto held on a platform is not covered by FDIC or SIPC insurance.
What you can do on Fidelity Digital Assets
- Spot
Cold-storage custody, multi-venue trade execution without moving assets out of custody, collateral accounts, FIDD stablecoin, and Fidelity Crypto for Wealth Managers.
- Apps
- iOS
- Support
- — Not verified
Fidelity Digital Assets FAQ
Is Fidelity Digital Assets regulated in the US?
US customers are served by Fidelity Digital Assets, National Association. Registrations and licenses on record: NY trust charter, Bank charter.
Alternatives to Fidelity Digital Assets
BitGo#97 · Institutional custody4.7
Anchorage Digital#99 · Federally chartered institutional custody4.4
Zero Hash#100 · Embedded crypto for platforms4.4
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.