Ledger Wallet Review (October 2026): Fees, US States and Licenses

Best for: Ledger hardware owners

5.6/10

US access 20%9.0
Regulation 20%3.0
Security record 15%5.0
Cost 15%5.0
Range 10%4.3
Popularity 15%5.9
Data quality 5%7.0

By Vahe Hakobyan Verified October 5, 2026 Medium confidence No affiliate links

Taker fee— Not verified
US states— Not verified
New York— Not verified
Coins— Not verified
CustodyNon-custodial
App Store4.9 ★ · 15K

Our verdict

Ledger Wallet, renamed from Ledger Live, is the companion app for Ledger hardware signers, published by Paris-based Ledger SAS. Buying, selling and swapping run through more than 50 third-party providers, and each transaction is confirmed on the device. Ledger may add its own fee on top of provider fees. The app is listed on the US App Store.

Pros

Every transaction approved on the hardware signer
Compares quotes from 50+ third-party providers
Terms exclude only sanctioned persons and countries

Cons

Ledger may add its own fee to provider fees
US state availability depends on each provider
2020 breach exposed about 1 million customer emails

Ledger Wallet fees

Maker / taker: — Not verified
Simple buy: Set by each buy provider; quotes in the app show fees included
Volume tiers: Ledger may add its own 'Ledger Fees' on top of provider fees
ACH deposit: — Not verified
Wire deposit: — Not verified
Card purchase: — Not verified
USD withdrawal: — Not verified
Crypto withdrawal: Network fee only
Minimum deposit: — Not verified

Is Ledger Wallet available in my state?

Ledger Wallet (formerly Ledger Live) Terms of Use exclude only sanctioned persons and embargoed countries; the app is on the US App Store (version 4.22, Sept 30, 2026).

The list of states this platform serves is not verified yet.

Buy, sell and swap are third-party services; availability by state depends on each provider.

New York: — Not verified
ID check (KYC): No
Withdraw crypto: Yes
Funding: Crypto, Cash App

Is Ledger Wallet regulated?

US operator: Ledger SAS
Parent company: — Not verified
State licenses: — Not verified
New York license: — Not verified
Other: Terms: Ledger does not buy, sell or swap crypto for users; these are third-party services with their own terms
Founded: 2014
Headquarters: Paris, France

How secure is Ledger Wallet?

Proof of reserves: N/A (non-custodial)
Audits: — Not verified
Insurance: — Not verified

Incidents since 2019

2023exploitDec 14, 2023: malicious code in the Ledger Connect Kit library drained users of connected EVM dApps for under two hours; Ledger Live was not affected.
2020data breachJuly 2020: e-commerce and marketing database breach exposed about 1 million customer emails and detailed data of about 9,500 customers.

Crypto held on a platform is not covered by FDIC or SIPC insurance.

What you can do on Ledger Wallet

Spot
Self-custody wallet

Companion app for Ledger hardware signers: buy, sell and swap through 50+ third-party providers across 100+ chains; every transaction is approved on the device.

Apps: iOS, Desktop
Support: Help center

Ledger Wallet FAQ

What are Ledger Wallet's fees?

Simple buy: Set by each buy provider; quotes in the app show fees included.

Is Ledger Wallet regulated in the US?

US customers are served by Ledger SAS.

Can I withdraw crypto from Ledger Wallet to my own wallet?

Yes. Ledger Wallet lets US users send crypto to an external wallet.

Does Ledger Wallet require ID verification?

No account or ID check is needed for on-chain swaps on Ledger Wallet.

Alternatives to Ledger Wallet

Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.