Ranked in 10 of 16 countries · Broker / app
Bitpanda Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan Verified No affiliate links
- Taker fee— Not verified
- Maker fee— Not verified
- Coins834
- CustodyCustodial
- Founded2014
- HeadquartersVienna, Austria
Our verdict
Bitpanda is a Vienna-based investment app, founded in 2014, that sells hundreds of crypto assets alongside stocks, ETFs and metals at quoted prices that include a trading fee. Fusion, its advanced mode, routes orders to aggregated outside liquidity with a 0.25% entry fee. Margin trading, staking and a card are offered.
Pros
- Crypto, stocks, ETFs and metals in one app
- Large catalogue of over 800 crypto assets
- MiCA-licensed in Germany and Austria
Cons
- App fees of 0.99% to 2.49% per trade
- No proof-of-reserves report found
- Fined EUR 70,000 by Austria's FMA in 2026
Where Bitpanda works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| European Union | Available | #10 of 36 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| France | Available | #11 of 34 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| Germany | Available | #11 of 33 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| Italy | Available | #10 of 32 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| Netherlands | Available | #10 of 31 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| Poland | Available | #10 of 30 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| Serbia | Available | #21 of 24 | — Not verified |
| Spain | Available | #11 of 33 | MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry |
| United Arab Emirates | Available | #14 of 18 | VARA VASP licences (Bitpanda Broker MENA FZCO: broker-dealer; Bitpanda Custody MENA FZCO: custody incl. staking) |
| United Kingdom | Available | #10 of 17 | FCA-registered cryptoasset firm (MLRs), Bitpanda Broker UK Ltd, FRN 925234 |
| Australia | Not available | — | — Not verified |
| Turkey | Not available | — | — Not verified |
| USA | Not available | — | — Not verified |
| Ukraine | Not available | — | — Not verified |
How secure is Bitpanda?
- Proof of reserves
- — Not verified
- Custody
- Custodial
Incidents since 2019
- 2026enforcementOn 14 August 2026 Austria's FMA fined Bitpanda GmbH EUR 70,000 for MiCAR white-paper and marketing-communication breaches.
Crypto held on a platform is generally not covered by deposit insurance.
What you can do on Bitpanda
- Spot
- Margin
- Staking
- Card
Products can differ by country; check what the platform offers where you live.
Bitpanda FAQ
Where is Bitpanda available?
Among the countries we cover it accepts residents of European Union, France, Germany, Italy, Netherlands, Poland, Serbia, Spain, United Arab Emirates, United Kingdom. It is not available in Australia, Turkey, USA, Ukraine.
Is Bitpanda regulated?
European Union: MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry. France: MiCA CASP authorisation, Bitpanda GmbH (FMA, Austria), notified 09/04/2025; passported to all EEA states in its register entry. Germany: MiCA CAS…
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.