Ranked in 9 of 16 countries · Broker / app
Revolut Review (October 2026): Fees, Licences and Where It Works
By Vahe Hakobyan Verified No affiliate links
- Taker fee0.09%
- Maker fee0.00%
- Coins— Not verified
- CustodyCustodial
- Founded2015
- HeadquartersLondon, UK
Our verdict
Revolut is a London-based finance app, founded in 2015, that lets customers buy, sell and stake crypto inside the main app or trade on Revolut X, its separate order-book exchange. App purchases carry a percentage fee of 1.49% on standard plans, while Revolut X charges 0% maker and 0.09% taker.
Pros
- Revolut X taker fee of only 0.09%
- Crypto sits beside bank account and cards
- Staking available inside the app
Cons
- App purchases cost 1.49% on standard plans
- No published proof of reserves found
Where Revolut works
| Country | Status | Rank | Local licence |
|---|---|---|---|
| Australia | Available | #9 of 25 | Revolut Payments Australia Pty Ltd (ABN 21 634 823 180), registered with AUSTRAC as a virtual asset service provider; ADI with AFSL and credit licence 517589 (crypto not covered) |
| European Union | Available | #9 of 36 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| France | Available | #10 of 34 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| Germany | Available | #10 of 33 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| Italy | Available | #9 of 32 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| Netherlands | Available | #9 of 31 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| Poland | Available | #9 of 30 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| Spain | Available | #10 of 33 | MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/10/2025; passported to all EEA states except Greece and Hungary |
| United Kingdom | Available | #3 of 17 | FCA-registered cryptoasset firm (MLRs), Revolut Ltd, FRN 900562; FCA e-money institution (same FRN) |
| Serbia | Not available | — | — Not verified |
| USA | Not available | — | — Not verified |
| Ukraine | Not available | — | — Not verified |
How secure is Revolut?
- Proof of reserves
- — Not verified
- Custody
- Custodial
Incidents since 2019
- 2022hackA September 2022 cyberattack exposed the personal data of over 50,000 Revolut customers.
- 2023otherRevolut lost about $20 million of its own funds to criminals in 2021-2022 through a flaw in its US payment system, reported in July 2023.
Crypto held on a platform is generally not covered by deposit insurance.
What you can do on Revolut
- Spot
- Staking
Products can differ by country; check what the platform offers where you live.
Revolut FAQ
Where is Revolut available?
Among the countries we cover it accepts residents of Australia, European Union, France, Germany, Italy, Netherlands, Poland, Spain, United Kingdom. It is not available in Serbia, USA, Ukraine.
What are Revolut's trading fees?
At the base tier of its main order book Revolut charges 0.00% maker and 0.09% taker. Volume tiers and promotions can lower this.
Is Revolut regulated?
Australia: Revolut Payments Australia Pty Ltd (ABN 21 634 823 180), registered with AUSTRAC as a virtual asset service provider; ADI with AFSL and credit licence 517589 (crypto not covered). European Union: MiCA CASP authorisation, Revolut Digital Assets (Europe) Ltd (CySEC, Cyprus), notified 20/…
Not financial advice. Crypto prices are volatile and you can lose everything you put in. World-Crypt earns nothing from the platforms reviewed here.