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Crypto Basics

New to crypto? These beginner guides explain what cryptocurrency is, how it works and how to get, send and store it, in plain English.

122 guides121 beginner1 intermediate
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The title What is crypto banking over a dark vault scene with a steel safe door, blank metal coins and lime green light.Crypto BasicsBeginnerCrypto banking: what it is and how it worksCrypto banking offers bank-like services for crypto holders, but your coin balance is not an FDIC-insured deposit. US taxes apply to interest and rewards.Vahe Hakobyan3 min readRead guide

All Crypto Basics guides

Every guide in this topic, labelled by level.

The title of a guide about crypto payment processors converting to dollars over a dark desk with a terminal, blank invoice, phone and coins.Crypto BasicsBeginnerHow crypto payment processors convert to dollarsA crypto payment processor receives your customer's crypto, sells it, and deposits US dollars into your bank account. You finish KYC first.3 min read · Updated Oct 6, 2026 Title text over a dark desk with a blank card terminal, blank cards and a cable glowing lime green on the rightCrypto BasicsBeginnerWhat accepting crypto payments really costsAccepting crypto payments costs more than the processor rate: network fees, conversion spreads, volatility and tax reporting all add to the bill.3 min read · Updated Oct 6, 2026 Title over blank metal coins, blank banknote paper and a glass vault door glowing lime green on a dark navy desk.Crypto BasicsBeginnerWhen a business needs a stablecoin payment optionA business needs a stablecoin payment option when an overseas customer or contractor asks to pay in them; US tax rules treat the coins as property.3 min read · Updated Oct 6, 2026 The title What are stablecoin remittances? with a dark navy background showing a glass vault, blank coins and banknote paper in lime green light.Crypto BasicsBeginnerStablecoin remittances: what they are and how they workStablecoin remittances send dollars as crypto tokens to a wallet, and the recipient cashes out in local currency. US services check identity.3 min read · Updated Oct 6, 2026 The guide title How do cross border crypto payments work over a dark desk with phones and a glowing arrow.Crypto BasicsBeginnerCross-border crypto payments: how they workCross-border crypto payments send value wallet to wallet on a blockchain, not through a bank wire. You need a correct address and a supported network.3 min read · Updated Oct 6, 2026 A dark desk with a blank smartphone and a folded bank statement on the right, lit by lime green light, with the left side empty and dark.Crypto BasicsBeginnerHow to compare crypto transfer fees with bank feesCompare crypto transfer fees with bank fees by listing each charge, matching the date of both quotes, and adding exchange withdrawal, card, and FX costs.4 min read · Updated Oct 6, 2026 A dark navy scene with a payment terminal, a phone and a glass prism glowing lime green on the right, and the guide title on the left.Crypto BasicsBeginnerCrypto payment request links: what they areA crypto payment request link pre-fills a payment with a payee address and amount, and may set the coin and network. Check those details in your wallet.4 min read · Updated Oct 6, 2026 The title What is a crypto QR code payment? over a dark desk with a phone showing a glowing grid, blank cards and a receipt roll.Crypto BasicsBeginnerCrypto QR code payments: what they are and how they workA crypto QR code payment is a scan-to-pay crypto transfer that fills in recipient and amount. Check the details, then approve; it is usually irreversible.3 min read · Updated Oct 6, 2026 A dark desk with a glowing lime green terminal, a blank invoice sheet and blank metal tokens on the right, and empty shadowed navy on the left.Crypto BasicsBeginnerHow to verify a crypto payment before shipping a productCheck the crypto transaction on a blockchain explorer and wait for confirmations. Match the coin, network, and address to your invoice before shipping.3 min read · Updated Oct 6, 2026 The title What is settlement time for a crypto payment? over dark navy background with glowing glass blocks and a dial on the rightCrypto BasicsBeginnerCrypto settlement time: when a payment becomes finalCrypto settlement time is when a payment becomes final and irreversible on its network, usually after enough confirmations make it hard to reverse.3 min read · Updated Oct 6, 2026 A glass vault with glowing lime green lines and blank metal coins on a dark navy background, with the guide title.Crypto BasicsBeginnerCrypto payment refunds: how to get your money backCrypto payments cannot be reversed, so a refund is a new transfer from the receiver. Ask in writing, agree on the network, and keep records for taxes.3 min read · Updated Oct 6, 2026 Title over a dark desk with a hardware wallet, steel plate and padlock glowing lime green on the right.Crypto BasicsBeginnerHow a nonprofit can accept crypto donationsA nonprofit can accept crypto donations through its own wallet or a donation processor, then record each gift's fair market value and send donor receipts.3 min read · Updated Oct 6, 2026 How do crypto debit cards work? title over a dark desk with a card terminal and blank card in lime green and navy.Crypto BasicsBeginnerCrypto debit cards: how they work and what to set upCrypto debit cards convert crypto to dollars at checkout or when you load. You verify identity, link a balance, and keep tax records for each conversion.3 min read · Updated Oct 6, 2026 The title How do crypto ATMs work? over a dark navy scene with a glowing lime green ATM kiosk and blank cash on a desk.Crypto BasicsBeginnerHow crypto ATMs work: a step-by-step guideA crypto ATM takes your cash and sends cryptocurrency to a wallet address you control. First you scan your wallet code, insert bills, and confirm.3 min read · Updated Oct 6, 2026 A crypto ATM kiosk with a glowing screen and blank receipt roll on a dark counter, left side empty and dark.Crypto BasicsBeginnerCrypto ATM fees: what you pay and what to checkCrypto ATMs charge a percentage of your purchase, plus a spread and sometimes a network fee. Check the screen before you confirm. Cancel if no fee appears.3 min read · Updated Oct 6, 2026 The title How to use a crypto converter correctly over a dark desk with a calculator and papers.Crypto BasicsBeginnerHow to use a crypto converter correctlyA crypto converter estimates value from a live market rate, not a guaranteed price. Check the coin ticker, the timestamp and a second source.3 min read · Updated Oct 6, 2026 A dark navy desk with a blank calculator, a pen, and blank forms, lit by a lime green glow on the right.Crypto BasicsBeginnerHow to account for exchange rates in a crypto paymentValue the crypto in US dollars at the payment time, note the rate provider and timestamp, and keep those records with the wallet transaction ID for taxes.3 min read · Updated Oct 6, 2026 Guide cover with the title over a dark desk holding blank pay slips, a folder and a calculator lit in lime green.Crypto BasicsBeginnerCan You Pay Employees in Cryptocurrency in the US?Yes, US employers can pay workers in cryptocurrency when wage, tax and state rules are met. Minimum wage and overtime cannot be paid in crypto.3 min read · Updated Oct 6, 2026 The title What are tokenized deposits? over a dark navy scene of blank metal tokens and a glass ledger block lit by lime green light.Crypto BasicsBeginnerWhat are tokenized deposits? Bank money on a ledgerA tokenized deposit is a bank deposit recorded on a blockchain ledger. The money stays a bank liability; much public work has been in pilots.3 min read · Updated Oct 6, 2026 Title What is a central bank digital currency over a dark vault with glowing accents, blank banknote paper and coins on the right.Crypto BasicsBeginnerCentral bank digital currency: what it is and how it worksA central bank digital currency is digital cash from a central bank, not a crypto coin. The Federal Reserve has studied one but the US has not issued it.3 min read · Updated Oct 6, 2026 A glass vault, blank coins and paper glow lime green on the right of a dark navy background, with the guide title on the left.Crypto BasicsBeginnerHow a stablecoin differs from a bank depositA stablecoin is different from a bank deposit: it has no FDIC insurance, and you redeem it through its issuer instead of withdrawing at a bank.3 min read · Updated Oct 6, 2026 A dark navy background with a glowing lime green terminal and blank metal coins on the right, the title overlaid.Crypto BasicsBeginnerBlockchain micropayments: how small crypto payments workA blockchain micropayment is a small crypto transfer, often on a second layer such as Bitcoin's Lightning Network. Check the network before you send.4 min read · Updated Oct 6, 2026 What is a crypto payment gateway title over a dark desk with a glowing card terminal and blank phone.Crypto BasicsBeginnerCrypto payment gateways: what they are and how they workA crypto payment gateway lets a business accept crypto and settle in dollars without holding the coins. It creates the address and watches the blockchain.4 min read · Updated Oct 6, 2026 Dark navy desk with a laptop, card terminal and cable on the right, glowing lime green, left side emptyCrypto BasicsBeginnerHow to add crypto payments to a WooCommerce storeAdd crypto payments to WooCommerce by installing a gateway plugin and connecting it to a processor or wallet. Test checkout in sandbox before going live.3 min read · Updated Oct 6, 2026 How to accept crypto payments on Shopify title over a dark navy desk with blank payment cards, a terminal and a cable, lit by lime green glow.Crypto BasicsBeginnerHow to accept crypto payments on ShopifyYou can accept crypto on Shopify by adding a third-party gateway, setting coins and networks, and keeping US tax records for every sale and filing taxes.3 min read · Updated Oct 6, 2026 The title sits over a dark desk with a sleek terminal, blank glass panel and a glowing lime green cable.Crypto BasicsBeginnerWhat a crypto payment API does at checkoutA crypto payment API lets a business accept crypto at checkout, watch blockchain confirmations, and settle to dollars or coins. Refunds are manual.3 min read · Updated Oct 6, 2026 The guide title over a dark desk with a card terminal, blank tokens and cables lit in lime green.Crypto BasicsBeginnerCrypto merchant accounts: what they are and how they workA crypto merchant account lets a business accept crypto and settle in dollars or stablecoins. The provider verifies the business and sets coins.3 min read · Updated Oct 6, 2026 The title How do AI agents pay with crypto? over a dark navy desk with a blank payment terminal, cards, and tokens glowing lime green.Crypto BasicsBeginnerHow AI agents pay with cryptocurrencyAI agents pay with crypto from a wallet a person or company funds and controls. Spending limits and irreversible transfers shape what they buy.3 min read · Updated Oct 6, 2026 A blank phone, a matte debit card and a card reader on a dark navy desk lit with lime green, with the guide title over the left side.Crypto BasicsBeginnerCan You Use Apple Pay With Cryptocurrency?Apple Pay does not accept crypto directly, but you can add a crypto debit card or buy crypto in some apps. The card network routes the payment.3 min read · Updated Oct 6, 2026 The title What is crypto banking over a dark vault scene with a steel safe door, blank metal coins and lime green light.Crypto BasicsBeginnerCrypto banking: what it is and how it worksCrypto banking offers bank-like services for crypto holders, but your coin balance is not an FDIC-insured deposit. US taxes apply to interest and rewards.3 min read · Updated Oct 6, 2026